Interest will be credited to your account every 12 months.
If you close your account before interest is credited, you will not receive the accrued interest.
Interest will be compounded daily. We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the principal in the account each day.
Interest begins to accrue on the business day you deposit noncash items (for example, checks).
If any withdrawal is made from this account before December, then this account may be closed.
A withdrawal fee of $5.00 will be charged for each early withdrawal.