Regular Money Market

• You must deposit $2,500.00 to open this account.
• Interest will be credited to your account every month.
• If you close your account before interest is credited, you will not receive the accrued interest.
• You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
•  A maintenance charge of $7.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
• Interest will be compounded daily. We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the principal in the account each day.
• Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
• A per check fee of $.25 will be charged every statement cycle for each debit transaction if the balance in the account falls below $500.00 any day of the cycle.
• An EFT/ATM withdrawal, ACH debit fee of $.20 will be charged every statement cycle for each debit transaction if the balance in the account falls below $500.00 any day of the cycle.
• You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle.
• You may make unlimited withdrawals from your Regular Money Market account at a teller window.