Regular Money Market

• You must deposit $2,500.00 to open this account.
  
• Interest will be credited to your account every month.
  
• If you close your account before interest is credited, you will not receive the accrued interest.
  
• You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
  
•  A maintenance charge of $7.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.
  
• Interest will be compounded daily. We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the principal in the account each day.
  
• Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
  
• A per check fee of $.25 will be charged every statement cycle for each debit transaction if the balance in the account falls below $500.00 any day of the cycle.
  
• An EFT/ATM withdrawal, ACH debit fee of $.20 will be charged every statement cycle for each debit transaction if the balance in the account falls below $500.00 any day of the cycle.
  
• Transfers from a Regular Money Market account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per monthly statement cycle with no more than three by check, draft or similar order to third parties.
  
• You may make unlimited withdrawals from your Regular Money Market account at a teller window.