Farmers & Merchants Bank
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Regular Checking

  • You must deposit $50.00 to open this account.
  • A maintenance charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the cycle.
  • A per check fee of $.35 will be charged every statement cycle for each debit transaction if the balance in the account falls below $200.00 any day of the cycle.
  • An EFT/ATM withdrawal, ACH debit fee of $.25 will be charged every statement cycle for each debit transaction if the balance in the account falls below $200.00 any day of the cycle.
  • These fees will not apply to senior citizens age 65 and older, students, and non-profit organizations.
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