Mortgage Services

We offer fast and friendly service that is easy as 1, 2, 3. 
Simply call us at 803-496-5945 or 843-719-5518

    Since 1912, F&M Bank of SC has remained a strong driving force in our community and prides itself in being a local, independent financial institution which desires to serve each customer as an individual. 
    Our mission is to carefully guide clients through the entire home
loan process so that they feel confident as they make choices about the many options available for their financing strategy.
    We are the right choice for all of your Mortgage needs whether you are purchasing, refinancing or gazing at the blueprints of your new home construction project.  Farmers and Merchants Bank of SC, wants to "Build a Future With You."

WE OFFER THE FOLLOWING: (Certain restrictions apply)

• Conventional 10, 20, & 30 year FIXED rates
• Interest Only Loans
• FHA loans up to 97%
• USDA loans up to 100%
• State Housing Loans
• Home Equity Lines of Credit
  
  Call for a free credit analysis with no risk or obligation to accept our offer.  With many years and a wide range of experience in the mortgage industry, we stand ready to assist you, our customer, each and every step of the way!

SPECIAL FEATURES: (Certain restrictions apply)

• Manufactured Homes up to 85% of the appraised value
• True Modular Homes allowed and priced as site built home
• Special programs for first time home-buyers