Welcome To Farmers and Merchants Bank of South Carolina

To reduce or minimize the risk of becoming a victim of identity theft or fraud, do not respond to any emails or phone calls requesting your personal information. Farmers and Merchants Bank of South Carolina will not send you emails or contact you requesting your personal information. If you have any questions regarding this disclaimer please feel free to contact us (803) 496-3430.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. 

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository instituion pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Today's Mortgage Rates
Friday, February 3,  2012
Term	Rate	APR
15 Year Fixed Rate	3.25%	3.676%
30 Year Fixed Rate	3.875%	4.120%

**Rates are based on sample fixed rate loan of $100,000.00 with a score of 720+. 
Scores between 620-719 are subject to loan level pricing.

**Rates are updated everyday around 12:00p.m. eastern time.  
*** Rates are subject to change due to market fluctuations.