Farmers and Merchants Bank of South Carolina

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Welcome To Farmers and Merchants Bank of South Carolina

Since 1912, F&M Bank of S.C. has remained a strong driving force in our community and prides itself in being a local, independent financial institution which desires to serve each customer as an individual. Our customers know us and we know them. What's New more info...

Personal Security Information

To reduce or minimize the risk of becoming a victim of identity theft or fraud, do not respond to any emails or phone calls requesting your personal information. Farmers and Merchants Bank of South Carolina will not send you emails or contact you requesting your personal information. If you have any questions regarding this disclaimer please feel free to contact us (803) 496-3430.

Transaction Account Guarantee Program Notice

Farmers and Merchants Bank of South Carolina is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Today's Mortgage Rates

Friday, July 30, 2010

Term Rate APR

15 Year Fixed Rate 3.75% 4.233%

30 Year Fixed Rate 4.125% 4.405%

**Rates are based on sample fixed rate loan of $100,000.00 with a score of 720+.
Scores between 620-719 are subject to loan level pricing.

**Rates are updated everyday around 12:00p.m. eastern time.
*** Rates are subject to change due to market fluctuations.